Blockchain

Can Blockchain-Enabled Pay-Per-Mile Auto Insurance Become the Norm?
Privacy Law

Privacy Law Overhaul: Could Insurers Be Sued Over AI-Driven Racial Bias?

Retirement

Retirement Community Bundled Insurance: Hidden Costs and Risks of High-End Retirement Life

Insurance 101

Employers’ Guide to the 2.5% Increase in California SDI Sick Leave Pay

Employers must now revisit payroll processes, integrate increased benefit amounts with existing group short-term disability plans, and update employee communications to ensure compliance and optimize insurance strategies.

How Smart Home Devices Are Transforming Home Insurance Costs？

In recent years, the rise of the Internet of Things (IoT) has quietly transformed not just how we live but also how we protect what matters most—our homes.

How Single Individuals Can Customize Insurance Plans Without Heirs​？

Without traditional heirs, single individuals must thoughtfully design insurance strategies that align with their personal goals and values.​

How Extended Lifespans Are Transforming Pension Products?

Over the past decades, medical advances and healthier lifestyles have driven life expectancies to unprecedented levels, creating a “longevity tsunami” that has upended traditional pension and annuity markets.

How Climate Laws Are Redefining Property Insurance Rules？

Frequent natural disasters have forced underwriters to overhaul traditional risk models and embrace more granular, data-driven pricing methods.

How Car Companies Like Tesla and Xiaomi Are Shaping Exclusive Smart-Driving Insurance？

Car manufacturers are increasingly entering the insurance market by leveraging telematics and real-time driving data to offer usage-based policies that reward safer driving behaviors.

How Genetic Data Tailors Your Health Insurance Plan？

In today’s era of precision medicine, insurers are increasingly turning to genetic test results to refine individualized risk assessments, promising more accurate pricing and customized coverage options.

Good to Know

Insurance Industry Embraces Diversity and Inclusion: A Transformative Shift

Companies are increasingly recognizing the importance of fostering a diverse and inclusive workforce, not only to reflect the communities they serve but also to drive innovation, enhance employee satisfaction, and improve business outcomes.

Insurance’s New Frontline: Encryption Technologies Safeguarding Your Privacy

Insurance companies today confront an escalating array of cyber threats, compelling them to adopt cutting-edge encryption measures to shield sensitive user data and uphold privacy standards.

Retirement Community Bundled Insurance: Hidden Costs and Risks of High-End Retirement Life

Retirement communities, particularly Continuing Care Retirement Communities (CCRCs), offer a promising solution for seniors seeking a blend of independent living and access to comprehensive healthcare services.

Shared Car Insurance Loopholes: Who Bears Liability When Accidents Happen?

In the expanding world of car-sharing, both peer-to-peer (P2P) platforms and station-based services promise convenient access to vehicles without ownership burdens.

The Future of Work in the Insurance Industry

As we look toward the future, it's clear that the way we work in insurance is changing, and adapting to these changes is essential for success.

Understanding the Evolving Insurance Landscape: Key Regulatory Changes in 2025

In response to concerns over the use of artificial intelligence (AI) in healthcare decisions, several states are implementing stricter regulations.